Insurance, banking and retirement options

We've been proudly taking care of military families for over 100 years.

USAA membership

Taking Care of Our Own

Here, you're a part of a community that takes care of you at every step. USAA membership was created for those who've served and their families.

Become a member Explore membership →

Save more on auto

Insurance with the value and service you deserve.

Members saved an average of $960 a year by switching to USAA Auto Insurance.1

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Safe driver discounts

Safe driving means more savings for you.

Save up to 30% off your auto insurance premium at renewal with USAA SafePilot®.2

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Have Medicare? Get ready to shop for 2027 plans.

Get the information you need to make confident coverage decisions and shop plans between Oct. 15 and Dec. 7.

Learn more about Medicare plans →

Taking care of the military community for over 100 years

USAA was founded in 1922 when a group of soldiers insured each other because other companies considered their military lifestyle to be too risky.

Today, we're still serving the military community and their families with award-winning service and support. Because for us, membership has always been about taking care of our own.

Become a member Learn more about our mission →

Who can join USAA

If you're military or their eligible family, you're part of our community and could join USAA today. Once you join, you can share membership with your spouse, kids and then grandkids.

We're ready to serve you if you're a:

  • Current military member.
  • Veteran who honorably served.
  • National Guard or Reservist.
  • Contracted cadet or midshipman.
  • Eligible officer candidate or warrant officer candidate.
  • Spouse or kid of a member.
Become a member Learn about membership →

What you get with USAA membership

Value beyond what you expect

Feel secure wherever life takes you. Our banking and insurance options are created for the military community.

Service that sets the standard

USAA delivers award-winning service and 24/7 online support for claims, fraud monitoring and security.

A community that's there for you

Over the next five years, we're committing $500 million to keep strengthening our military community with Honor Through Action.

Explore member benefits

Protection for wherever life takes you

Helping you save on all your insurance needs is part of how we're taking care of our own.

RV on coastal road

Take the scenic route this summer

From coastlines to campgrounds, help protect your summer journey with RV coverage through the USAA Insurance Agency.

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Flood waters

Rainfall can bring real risks

What starts as rain can quickly lead to flooding. Flood Insurance helps protect your home and your peace of mind.

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USAA Perks® Everyday savings for USAA Members

Members get discounts and savings on things like hotels, rental cars, shopping and more.

Cruises

Book cruises for as low as $50 per day with Member Travel Privileges.4

Book a cruise →

Car care and tires

Keep your car running with deals on tires, repairs and maintenance.

Find car care →

Fuel discount

Save $0.05 per gallon at over 60,000 locations nationwide.7

Learn more →

Sports, concerts and theme parks

Your trusted source for concerts, sports, touring shows, major events and more.

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Shopping and dining

Explore discounts at over 1,100 retail stores. Plus, get deals on flowers, shipping and more.

Start shopping →

Fitness

Find thousands of gyms and premium studios, from yoga to strength, to Pilates and more, starting at $28 a month.8

Find a gym →

Health

Maintain your healthy lifestyle with wellness coaching, meal delivery and prescription medications.

Support your health →

Award‑winning services and impact for the military community

We're proud to be recognized for performance, workplace excellence, and dedication to military members, veterans and their families.

Time America's Best Financial Services of 2026

USAA Bank ranked #1 in Mortgages, #2 in Checking, #3 in CDs, Savings and Debit Cards, #4 in Loans, and #6 in Credit Cards.

2026 Military Friendly® Employers

USAA ranked #3 on the 2026 Military Friendly® Employers list, and has been recognized for 23 consecutive years.9

Forbes 2026 Best Brands for Social Impact

USAA ranked #5 on the Forbes 2026 Best Brands for Social Impact list, recognizing our commitment to making a meaningful difference.

Advice you can count on

Take control of your financial security and well-being. Our expert resources are here to support your journey, especially through military life.

VA loan article

VA loans: Your guide to eligibility and benefits

Article: 5 minutes

Read article →
View all advice articles →

Make life easier and manage your accounts with our mobile app.

  • Check balances, send money and pay bills.10
  • View your auto insurance ID card.
  • Report a claim and get roadside assistance.11

How can we help you?

Get auto ID card

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Pay bills

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Manage auto policy

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Roadside assistance

Get help →
View all support →

Other products and services we offer